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What if a restaurant suddenly cannot accept credit cards, and the customer has no cash?


How to prove I live in a specific address?Can I pay someone to end a relationship?When can “exact change” policies be enforced?Is it legal for a restaurant to not accept cash?I don't like the payment methods offered by my landlord. Do I still have to pay rent?Are there any Social Security loopholes I can use to justify my inability to pay rent to my parents?Can I get prosecuted in the US for buying and using a stolen gift card?Do legal tender laws prevent “no cash” restaurants?Does the government have to accept cash for taxes?Legal liability for theft of credit card information left in my care with no contract?






.everyoneloves__top-leaderboard:empty,.everyoneloves__mid-leaderboard:empty,.everyoneloves__bot-mid-leaderboard:empty margin-bottom:0;








8















If a restaurant normally accepts credit cards, and a customer eats a meal there, then tries to pay with his valid credit card, and the cashier says the credit card system is down and they can only accept cash today, and the customer has no cash, and no easy way to get cash, can the customer legally leave without ever paying? Does the restaurant have a simple and legal way to enforce the debt?



Assume the restaurant displays signs that they accept credit cards, and gives no prior notice to the contrary. Also assume the restaurant's bank has just severed its relationship with the restaurant, so credit card payments in any form are not viable.










share|improve this question



















  • 8





    Restaurants (and pretty much any service that depends on payment after services rendered) have paper credit card receipts that they can fill out and manually process later in the event their card systems go down. I've never encountered a restaurant that didn't have this procedure, and would be incredibly surprised to find one that legitimately said they could only accept cash right now. I just experienced this at Applebee's a couple weeks ago.

    – animuson
    9 hours ago











  • McDonalds regularly has 'cash only' times where they only accept cash at the drive through's late at night.

    – mark b
    8 hours ago











  • @markb But you pay for your food before the food is ever given at a place like that. There's no damage to the business if you just walk away, nor is there any debt. All that happens is they lose a customer that didn't have cash.

    – animuson
    8 hours ago







  • 1





    @markb Ive not seen this at any McDonalds ive been to. I semi regularly buy food there late at night while driving and have never once used (or even had on me for that matter) cash. Which country and area is this?

    – Vality
    2 hours ago











  • What @animuson said even though you have specifically added the bank relationship clause as an unrealistic part of your question. Prior to high speed internet being readily available everywhere (not that long ago) all credit card payments were done well after the fact. They just take a copy of your credit card (one of those machines that has the big slide thing) and would process the payment at a later time. Anyone accepting credit cards can still do this.

    – Jesse_b
    2 hours ago

















8















If a restaurant normally accepts credit cards, and a customer eats a meal there, then tries to pay with his valid credit card, and the cashier says the credit card system is down and they can only accept cash today, and the customer has no cash, and no easy way to get cash, can the customer legally leave without ever paying? Does the restaurant have a simple and legal way to enforce the debt?



Assume the restaurant displays signs that they accept credit cards, and gives no prior notice to the contrary. Also assume the restaurant's bank has just severed its relationship with the restaurant, so credit card payments in any form are not viable.










share|improve this question



















  • 8





    Restaurants (and pretty much any service that depends on payment after services rendered) have paper credit card receipts that they can fill out and manually process later in the event their card systems go down. I've never encountered a restaurant that didn't have this procedure, and would be incredibly surprised to find one that legitimately said they could only accept cash right now. I just experienced this at Applebee's a couple weeks ago.

    – animuson
    9 hours ago











  • McDonalds regularly has 'cash only' times where they only accept cash at the drive through's late at night.

    – mark b
    8 hours ago











  • @markb But you pay for your food before the food is ever given at a place like that. There's no damage to the business if you just walk away, nor is there any debt. All that happens is they lose a customer that didn't have cash.

    – animuson
    8 hours ago







  • 1





    @markb Ive not seen this at any McDonalds ive been to. I semi regularly buy food there late at night while driving and have never once used (or even had on me for that matter) cash. Which country and area is this?

    – Vality
    2 hours ago











  • What @animuson said even though you have specifically added the bank relationship clause as an unrealistic part of your question. Prior to high speed internet being readily available everywhere (not that long ago) all credit card payments were done well after the fact. They just take a copy of your credit card (one of those machines that has the big slide thing) and would process the payment at a later time. Anyone accepting credit cards can still do this.

    – Jesse_b
    2 hours ago













8












8








8


1






If a restaurant normally accepts credit cards, and a customer eats a meal there, then tries to pay with his valid credit card, and the cashier says the credit card system is down and they can only accept cash today, and the customer has no cash, and no easy way to get cash, can the customer legally leave without ever paying? Does the restaurant have a simple and legal way to enforce the debt?



Assume the restaurant displays signs that they accept credit cards, and gives no prior notice to the contrary. Also assume the restaurant's bank has just severed its relationship with the restaurant, so credit card payments in any form are not viable.










share|improve this question














If a restaurant normally accepts credit cards, and a customer eats a meal there, then tries to pay with his valid credit card, and the cashier says the credit card system is down and they can only accept cash today, and the customer has no cash, and no easy way to get cash, can the customer legally leave without ever paying? Does the restaurant have a simple and legal way to enforce the debt?



Assume the restaurant displays signs that they accept credit cards, and gives no prior notice to the contrary. Also assume the restaurant's bank has just severed its relationship with the restaurant, so credit card payments in any form are not viable.







united-states debt






share|improve this question













share|improve this question











share|improve this question




share|improve this question










asked 10 hours ago









FlanManFlanMan

1523 bronze badges




1523 bronze badges










  • 8





    Restaurants (and pretty much any service that depends on payment after services rendered) have paper credit card receipts that they can fill out and manually process later in the event their card systems go down. I've never encountered a restaurant that didn't have this procedure, and would be incredibly surprised to find one that legitimately said they could only accept cash right now. I just experienced this at Applebee's a couple weeks ago.

    – animuson
    9 hours ago











  • McDonalds regularly has 'cash only' times where they only accept cash at the drive through's late at night.

    – mark b
    8 hours ago











  • @markb But you pay for your food before the food is ever given at a place like that. There's no damage to the business if you just walk away, nor is there any debt. All that happens is they lose a customer that didn't have cash.

    – animuson
    8 hours ago







  • 1





    @markb Ive not seen this at any McDonalds ive been to. I semi regularly buy food there late at night while driving and have never once used (or even had on me for that matter) cash. Which country and area is this?

    – Vality
    2 hours ago











  • What @animuson said even though you have specifically added the bank relationship clause as an unrealistic part of your question. Prior to high speed internet being readily available everywhere (not that long ago) all credit card payments were done well after the fact. They just take a copy of your credit card (one of those machines that has the big slide thing) and would process the payment at a later time. Anyone accepting credit cards can still do this.

    – Jesse_b
    2 hours ago












  • 8





    Restaurants (and pretty much any service that depends on payment after services rendered) have paper credit card receipts that they can fill out and manually process later in the event their card systems go down. I've never encountered a restaurant that didn't have this procedure, and would be incredibly surprised to find one that legitimately said they could only accept cash right now. I just experienced this at Applebee's a couple weeks ago.

    – animuson
    9 hours ago











  • McDonalds regularly has 'cash only' times where they only accept cash at the drive through's late at night.

    – mark b
    8 hours ago











  • @markb But you pay for your food before the food is ever given at a place like that. There's no damage to the business if you just walk away, nor is there any debt. All that happens is they lose a customer that didn't have cash.

    – animuson
    8 hours ago







  • 1





    @markb Ive not seen this at any McDonalds ive been to. I semi regularly buy food there late at night while driving and have never once used (or even had on me for that matter) cash. Which country and area is this?

    – Vality
    2 hours ago











  • What @animuson said even though you have specifically added the bank relationship clause as an unrealistic part of your question. Prior to high speed internet being readily available everywhere (not that long ago) all credit card payments were done well after the fact. They just take a copy of your credit card (one of those machines that has the big slide thing) and would process the payment at a later time. Anyone accepting credit cards can still do this.

    – Jesse_b
    2 hours ago







8




8





Restaurants (and pretty much any service that depends on payment after services rendered) have paper credit card receipts that they can fill out and manually process later in the event their card systems go down. I've never encountered a restaurant that didn't have this procedure, and would be incredibly surprised to find one that legitimately said they could only accept cash right now. I just experienced this at Applebee's a couple weeks ago.

– animuson
9 hours ago





Restaurants (and pretty much any service that depends on payment after services rendered) have paper credit card receipts that they can fill out and manually process later in the event their card systems go down. I've never encountered a restaurant that didn't have this procedure, and would be incredibly surprised to find one that legitimately said they could only accept cash right now. I just experienced this at Applebee's a couple weeks ago.

– animuson
9 hours ago













McDonalds regularly has 'cash only' times where they only accept cash at the drive through's late at night.

– mark b
8 hours ago





McDonalds regularly has 'cash only' times where they only accept cash at the drive through's late at night.

– mark b
8 hours ago













@markb But you pay for your food before the food is ever given at a place like that. There's no damage to the business if you just walk away, nor is there any debt. All that happens is they lose a customer that didn't have cash.

– animuson
8 hours ago






@markb But you pay for your food before the food is ever given at a place like that. There's no damage to the business if you just walk away, nor is there any debt. All that happens is they lose a customer that didn't have cash.

– animuson
8 hours ago





1




1





@markb Ive not seen this at any McDonalds ive been to. I semi regularly buy food there late at night while driving and have never once used (or even had on me for that matter) cash. Which country and area is this?

– Vality
2 hours ago





@markb Ive not seen this at any McDonalds ive been to. I semi regularly buy food there late at night while driving and have never once used (or even had on me for that matter) cash. Which country and area is this?

– Vality
2 hours ago













What @animuson said even though you have specifically added the bank relationship clause as an unrealistic part of your question. Prior to high speed internet being readily available everywhere (not that long ago) all credit card payments were done well after the fact. They just take a copy of your credit card (one of those machines that has the big slide thing) and would process the payment at a later time. Anyone accepting credit cards can still do this.

– Jesse_b
2 hours ago





What @animuson said even though you have specifically added the bank relationship clause as an unrealistic part of your question. Prior to high speed internet being readily available everywhere (not that long ago) all credit card payments were done well after the fact. They just take a copy of your credit card (one of those machines that has the big slide thing) and would process the payment at a later time. Anyone accepting credit cards can still do this.

– Jesse_b
2 hours ago










2 Answers
2






active

oldest

votes


















11














There is no intention to commit theft, so there is no criminal act on the part of the customer.



Even if there was a criminal act, the ability of the restaurant to detain the cusomer (citizen's arrest) is very limited in most jurisdictions.



The restaurant can ask the customer for his name and address, but there is no legal obligation on the customer to provide this. Refusal to do so, however, might be evidence of intention to avoid paying and at that point the restaurant might call the police.



The customer can leave, and the restaurant can pursue the debt through the civil courts if they have means to do so - they may have CCTV of the customer and his car registration which can be traced.



Petrol stations, where people often fill up and then realise they can't pay, usually have established "promise to pay" procedures where they take the customer's details and the customer has 48 hours to pay before police or civil enforcement action is taken.






share|improve this answer
































    1














    Time to negotiate. I had this happen with a $46 tab. I told the manager that I had $21, and that the server should get a tip before the bill was paid. I also offered to take their address and send a check.



    The manager accepted the $21 and agreed that the server would get $8 of it first. Possibly less risk for them than relying on me to send a check.



    From a legal standpoint, they changed the payment terms mid-stream, after I sat down and ordered (contracted) and demanded payment in a specie which I did not expect. In retrospect, I thought that I should not have offered all the cash I had, and it left me in a different town, without an ATM card, and a full day ahead of me. I have not studied it recently, but signs like "no coins" and "no bills over $20" place limitations on how one can pay, and may not be legal. A place doing rather high volume of business should have change for bills over a $20 but they put the signs up after getting a large number of counterfeit bills at a festival.



    However in the scenario presented, finding out that no credit cards are accepted after contracting for food seems like one which requires some flexibility.



    One could walk away, but if the establishment wants to call the police, I would hang around to make your statement to the police, and explain to them that there is no intent to not pay (therefore not criminal, but rather civil). They will most likely make notes and not detain you further.






    share|improve this answer




















    • 7





      The musing about restrictions on payment methods being illegal is incorrect. Businesses are required to accept legal tender for settlement of existing debts. They are absolutely permitted to restrict methods of payment as part of the negotiation of the transaction - if you do not like the required payment method, you are free to not enter into the contract. Many businesses nowadays do not accept cash at all, and this is perfectly compliant with the law.

      – David
      8 hours ago







    • 1





      @David, the problem comes in, as the OP stated, when one finds out about a change in terms after the contract (order and service).

      – mongo
      7 hours ago






    • 1





      @David, your statement appears to be self contradictory in "required to accept legal tender" and "restrict methods of payment." Normally coins and banknotes are considered legal tender, and credit cards, debit cards and similar and electronic forms are not. Legal tender laws normally define what must be accepted to satisfy a debt. If cash must be accepted, and a business does not accept cash, AND informs you after a debt is established, that would be an interesting case. Do you have a case cite on that?

      – mongo
      7 hours ago






    • 4





      Indeed, which is why I was explicit that I was addressing only your incorrect side musing, not the original situation. My statement only appears contradictory if you quote the first half of the sentence I wrote out of the important context provided by the latter half. You will find less apparent contradictions in life if you stop quoting people out of context. If nobody has ever explained the importance of context to you before, let this serve to do so.

      – David
      7 hours ago














    Your Answer








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    2 Answers
    2






    active

    oldest

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    2 Answers
    2






    active

    oldest

    votes









    active

    oldest

    votes






    active

    oldest

    votes









    11














    There is no intention to commit theft, so there is no criminal act on the part of the customer.



    Even if there was a criminal act, the ability of the restaurant to detain the cusomer (citizen's arrest) is very limited in most jurisdictions.



    The restaurant can ask the customer for his name and address, but there is no legal obligation on the customer to provide this. Refusal to do so, however, might be evidence of intention to avoid paying and at that point the restaurant might call the police.



    The customer can leave, and the restaurant can pursue the debt through the civil courts if they have means to do so - they may have CCTV of the customer and his car registration which can be traced.



    Petrol stations, where people often fill up and then realise they can't pay, usually have established "promise to pay" procedures where they take the customer's details and the customer has 48 hours to pay before police or civil enforcement action is taken.






    share|improve this answer





























      11














      There is no intention to commit theft, so there is no criminal act on the part of the customer.



      Even if there was a criminal act, the ability of the restaurant to detain the cusomer (citizen's arrest) is very limited in most jurisdictions.



      The restaurant can ask the customer for his name and address, but there is no legal obligation on the customer to provide this. Refusal to do so, however, might be evidence of intention to avoid paying and at that point the restaurant might call the police.



      The customer can leave, and the restaurant can pursue the debt through the civil courts if they have means to do so - they may have CCTV of the customer and his car registration which can be traced.



      Petrol stations, where people often fill up and then realise they can't pay, usually have established "promise to pay" procedures where they take the customer's details and the customer has 48 hours to pay before police or civil enforcement action is taken.






      share|improve this answer



























        11












        11








        11







        There is no intention to commit theft, so there is no criminal act on the part of the customer.



        Even if there was a criminal act, the ability of the restaurant to detain the cusomer (citizen's arrest) is very limited in most jurisdictions.



        The restaurant can ask the customer for his name and address, but there is no legal obligation on the customer to provide this. Refusal to do so, however, might be evidence of intention to avoid paying and at that point the restaurant might call the police.



        The customer can leave, and the restaurant can pursue the debt through the civil courts if they have means to do so - they may have CCTV of the customer and his car registration which can be traced.



        Petrol stations, where people often fill up and then realise they can't pay, usually have established "promise to pay" procedures where they take the customer's details and the customer has 48 hours to pay before police or civil enforcement action is taken.






        share|improve this answer













        There is no intention to commit theft, so there is no criminal act on the part of the customer.



        Even if there was a criminal act, the ability of the restaurant to detain the cusomer (citizen's arrest) is very limited in most jurisdictions.



        The restaurant can ask the customer for his name and address, but there is no legal obligation on the customer to provide this. Refusal to do so, however, might be evidence of intention to avoid paying and at that point the restaurant might call the police.



        The customer can leave, and the restaurant can pursue the debt through the civil courts if they have means to do so - they may have CCTV of the customer and his car registration which can be traced.



        Petrol stations, where people often fill up and then realise they can't pay, usually have established "promise to pay" procedures where they take the customer's details and the customer has 48 hours to pay before police or civil enforcement action is taken.







        share|improve this answer












        share|improve this answer



        share|improve this answer










        answered 10 hours ago









        OwainOwain

        5681 silver badge6 bronze badges




        5681 silver badge6 bronze badges


























            1














            Time to negotiate. I had this happen with a $46 tab. I told the manager that I had $21, and that the server should get a tip before the bill was paid. I also offered to take their address and send a check.



            The manager accepted the $21 and agreed that the server would get $8 of it first. Possibly less risk for them than relying on me to send a check.



            From a legal standpoint, they changed the payment terms mid-stream, after I sat down and ordered (contracted) and demanded payment in a specie which I did not expect. In retrospect, I thought that I should not have offered all the cash I had, and it left me in a different town, without an ATM card, and a full day ahead of me. I have not studied it recently, but signs like "no coins" and "no bills over $20" place limitations on how one can pay, and may not be legal. A place doing rather high volume of business should have change for bills over a $20 but they put the signs up after getting a large number of counterfeit bills at a festival.



            However in the scenario presented, finding out that no credit cards are accepted after contracting for food seems like one which requires some flexibility.



            One could walk away, but if the establishment wants to call the police, I would hang around to make your statement to the police, and explain to them that there is no intent to not pay (therefore not criminal, but rather civil). They will most likely make notes and not detain you further.






            share|improve this answer




















            • 7





              The musing about restrictions on payment methods being illegal is incorrect. Businesses are required to accept legal tender for settlement of existing debts. They are absolutely permitted to restrict methods of payment as part of the negotiation of the transaction - if you do not like the required payment method, you are free to not enter into the contract. Many businesses nowadays do not accept cash at all, and this is perfectly compliant with the law.

              – David
              8 hours ago







            • 1





              @David, the problem comes in, as the OP stated, when one finds out about a change in terms after the contract (order and service).

              – mongo
              7 hours ago






            • 1





              @David, your statement appears to be self contradictory in "required to accept legal tender" and "restrict methods of payment." Normally coins and banknotes are considered legal tender, and credit cards, debit cards and similar and electronic forms are not. Legal tender laws normally define what must be accepted to satisfy a debt. If cash must be accepted, and a business does not accept cash, AND informs you after a debt is established, that would be an interesting case. Do you have a case cite on that?

              – mongo
              7 hours ago






            • 4





              Indeed, which is why I was explicit that I was addressing only your incorrect side musing, not the original situation. My statement only appears contradictory if you quote the first half of the sentence I wrote out of the important context provided by the latter half. You will find less apparent contradictions in life if you stop quoting people out of context. If nobody has ever explained the importance of context to you before, let this serve to do so.

              – David
              7 hours ago
















            1














            Time to negotiate. I had this happen with a $46 tab. I told the manager that I had $21, and that the server should get a tip before the bill was paid. I also offered to take their address and send a check.



            The manager accepted the $21 and agreed that the server would get $8 of it first. Possibly less risk for them than relying on me to send a check.



            From a legal standpoint, they changed the payment terms mid-stream, after I sat down and ordered (contracted) and demanded payment in a specie which I did not expect. In retrospect, I thought that I should not have offered all the cash I had, and it left me in a different town, without an ATM card, and a full day ahead of me. I have not studied it recently, but signs like "no coins" and "no bills over $20" place limitations on how one can pay, and may not be legal. A place doing rather high volume of business should have change for bills over a $20 but they put the signs up after getting a large number of counterfeit bills at a festival.



            However in the scenario presented, finding out that no credit cards are accepted after contracting for food seems like one which requires some flexibility.



            One could walk away, but if the establishment wants to call the police, I would hang around to make your statement to the police, and explain to them that there is no intent to not pay (therefore not criminal, but rather civil). They will most likely make notes and not detain you further.






            share|improve this answer




















            • 7





              The musing about restrictions on payment methods being illegal is incorrect. Businesses are required to accept legal tender for settlement of existing debts. They are absolutely permitted to restrict methods of payment as part of the negotiation of the transaction - if you do not like the required payment method, you are free to not enter into the contract. Many businesses nowadays do not accept cash at all, and this is perfectly compliant with the law.

              – David
              8 hours ago







            • 1





              @David, the problem comes in, as the OP stated, when one finds out about a change in terms after the contract (order and service).

              – mongo
              7 hours ago






            • 1





              @David, your statement appears to be self contradictory in "required to accept legal tender" and "restrict methods of payment." Normally coins and banknotes are considered legal tender, and credit cards, debit cards and similar and electronic forms are not. Legal tender laws normally define what must be accepted to satisfy a debt. If cash must be accepted, and a business does not accept cash, AND informs you after a debt is established, that would be an interesting case. Do you have a case cite on that?

              – mongo
              7 hours ago






            • 4





              Indeed, which is why I was explicit that I was addressing only your incorrect side musing, not the original situation. My statement only appears contradictory if you quote the first half of the sentence I wrote out of the important context provided by the latter half. You will find less apparent contradictions in life if you stop quoting people out of context. If nobody has ever explained the importance of context to you before, let this serve to do so.

              – David
              7 hours ago














            1












            1








            1







            Time to negotiate. I had this happen with a $46 tab. I told the manager that I had $21, and that the server should get a tip before the bill was paid. I also offered to take their address and send a check.



            The manager accepted the $21 and agreed that the server would get $8 of it first. Possibly less risk for them than relying on me to send a check.



            From a legal standpoint, they changed the payment terms mid-stream, after I sat down and ordered (contracted) and demanded payment in a specie which I did not expect. In retrospect, I thought that I should not have offered all the cash I had, and it left me in a different town, without an ATM card, and a full day ahead of me. I have not studied it recently, but signs like "no coins" and "no bills over $20" place limitations on how one can pay, and may not be legal. A place doing rather high volume of business should have change for bills over a $20 but they put the signs up after getting a large number of counterfeit bills at a festival.



            However in the scenario presented, finding out that no credit cards are accepted after contracting for food seems like one which requires some flexibility.



            One could walk away, but if the establishment wants to call the police, I would hang around to make your statement to the police, and explain to them that there is no intent to not pay (therefore not criminal, but rather civil). They will most likely make notes and not detain you further.






            share|improve this answer













            Time to negotiate. I had this happen with a $46 tab. I told the manager that I had $21, and that the server should get a tip before the bill was paid. I also offered to take their address and send a check.



            The manager accepted the $21 and agreed that the server would get $8 of it first. Possibly less risk for them than relying on me to send a check.



            From a legal standpoint, they changed the payment terms mid-stream, after I sat down and ordered (contracted) and demanded payment in a specie which I did not expect. In retrospect, I thought that I should not have offered all the cash I had, and it left me in a different town, without an ATM card, and a full day ahead of me. I have not studied it recently, but signs like "no coins" and "no bills over $20" place limitations on how one can pay, and may not be legal. A place doing rather high volume of business should have change for bills over a $20 but they put the signs up after getting a large number of counterfeit bills at a festival.



            However in the scenario presented, finding out that no credit cards are accepted after contracting for food seems like one which requires some flexibility.



            One could walk away, but if the establishment wants to call the police, I would hang around to make your statement to the police, and explain to them that there is no intent to not pay (therefore not criminal, but rather civil). They will most likely make notes and not detain you further.







            share|improve this answer












            share|improve this answer



            share|improve this answer










            answered 10 hours ago









            mongomongo

            2961 silver badge8 bronze badges




            2961 silver badge8 bronze badges










            • 7





              The musing about restrictions on payment methods being illegal is incorrect. Businesses are required to accept legal tender for settlement of existing debts. They are absolutely permitted to restrict methods of payment as part of the negotiation of the transaction - if you do not like the required payment method, you are free to not enter into the contract. Many businesses nowadays do not accept cash at all, and this is perfectly compliant with the law.

              – David
              8 hours ago







            • 1





              @David, the problem comes in, as the OP stated, when one finds out about a change in terms after the contract (order and service).

              – mongo
              7 hours ago






            • 1





              @David, your statement appears to be self contradictory in "required to accept legal tender" and "restrict methods of payment." Normally coins and banknotes are considered legal tender, and credit cards, debit cards and similar and electronic forms are not. Legal tender laws normally define what must be accepted to satisfy a debt. If cash must be accepted, and a business does not accept cash, AND informs you after a debt is established, that would be an interesting case. Do you have a case cite on that?

              – mongo
              7 hours ago






            • 4





              Indeed, which is why I was explicit that I was addressing only your incorrect side musing, not the original situation. My statement only appears contradictory if you quote the first half of the sentence I wrote out of the important context provided by the latter half. You will find less apparent contradictions in life if you stop quoting people out of context. If nobody has ever explained the importance of context to you before, let this serve to do so.

              – David
              7 hours ago













            • 7





              The musing about restrictions on payment methods being illegal is incorrect. Businesses are required to accept legal tender for settlement of existing debts. They are absolutely permitted to restrict methods of payment as part of the negotiation of the transaction - if you do not like the required payment method, you are free to not enter into the contract. Many businesses nowadays do not accept cash at all, and this is perfectly compliant with the law.

              – David
              8 hours ago







            • 1





              @David, the problem comes in, as the OP stated, when one finds out about a change in terms after the contract (order and service).

              – mongo
              7 hours ago






            • 1





              @David, your statement appears to be self contradictory in "required to accept legal tender" and "restrict methods of payment." Normally coins and banknotes are considered legal tender, and credit cards, debit cards and similar and electronic forms are not. Legal tender laws normally define what must be accepted to satisfy a debt. If cash must be accepted, and a business does not accept cash, AND informs you after a debt is established, that would be an interesting case. Do you have a case cite on that?

              – mongo
              7 hours ago






            • 4





              Indeed, which is why I was explicit that I was addressing only your incorrect side musing, not the original situation. My statement only appears contradictory if you quote the first half of the sentence I wrote out of the important context provided by the latter half. You will find less apparent contradictions in life if you stop quoting people out of context. If nobody has ever explained the importance of context to you before, let this serve to do so.

              – David
              7 hours ago








            7




            7





            The musing about restrictions on payment methods being illegal is incorrect. Businesses are required to accept legal tender for settlement of existing debts. They are absolutely permitted to restrict methods of payment as part of the negotiation of the transaction - if you do not like the required payment method, you are free to not enter into the contract. Many businesses nowadays do not accept cash at all, and this is perfectly compliant with the law.

            – David
            8 hours ago






            The musing about restrictions on payment methods being illegal is incorrect. Businesses are required to accept legal tender for settlement of existing debts. They are absolutely permitted to restrict methods of payment as part of the negotiation of the transaction - if you do not like the required payment method, you are free to not enter into the contract. Many businesses nowadays do not accept cash at all, and this is perfectly compliant with the law.

            – David
            8 hours ago





            1




            1





            @David, the problem comes in, as the OP stated, when one finds out about a change in terms after the contract (order and service).

            – mongo
            7 hours ago





            @David, the problem comes in, as the OP stated, when one finds out about a change in terms after the contract (order and service).

            – mongo
            7 hours ago




            1




            1





            @David, your statement appears to be self contradictory in "required to accept legal tender" and "restrict methods of payment." Normally coins and banknotes are considered legal tender, and credit cards, debit cards and similar and electronic forms are not. Legal tender laws normally define what must be accepted to satisfy a debt. If cash must be accepted, and a business does not accept cash, AND informs you after a debt is established, that would be an interesting case. Do you have a case cite on that?

            – mongo
            7 hours ago





            @David, your statement appears to be self contradictory in "required to accept legal tender" and "restrict methods of payment." Normally coins and banknotes are considered legal tender, and credit cards, debit cards and similar and electronic forms are not. Legal tender laws normally define what must be accepted to satisfy a debt. If cash must be accepted, and a business does not accept cash, AND informs you after a debt is established, that would be an interesting case. Do you have a case cite on that?

            – mongo
            7 hours ago




            4




            4





            Indeed, which is why I was explicit that I was addressing only your incorrect side musing, not the original situation. My statement only appears contradictory if you quote the first half of the sentence I wrote out of the important context provided by the latter half. You will find less apparent contradictions in life if you stop quoting people out of context. If nobody has ever explained the importance of context to you before, let this serve to do so.

            – David
            7 hours ago






            Indeed, which is why I was explicit that I was addressing only your incorrect side musing, not the original situation. My statement only appears contradictory if you quote the first half of the sentence I wrote out of the important context provided by the latter half. You will find less apparent contradictions in life if you stop quoting people out of context. If nobody has ever explained the importance of context to you before, let this serve to do so.

            – David
            7 hours ago


















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