My credit card has no magnetic stripe. Is this a problem in the USA?Is there a ZIP code I can enter when paying-at-the-pump in the USA with a foreign credit card?German credit card in the USMagnetic stripe or EMV (chip-and-pin) credit cards in France?Booking hostel (in Europe) without credit card?North-American chipless credit card in FranceHow much cash to carry for a conference in the Netherlands?London cycle hire without chip-and-pinHow to draw cash when ATM does not accept card?Using US “chip & signature” Credit Cards abroad in “chip & PIN” countriesChip-enabled North American signature debit/ATM card — can it be set up for European/EMV chip and PIN?Italian credit card not accepted in the Netherlands?German credit card in the US
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My credit card has no magnetic stripe. Is this a problem in the USA?
Is there a ZIP code I can enter when paying-at-the-pump in the USA with a foreign credit card?German credit card in the USMagnetic stripe or EMV (chip-and-pin) credit cards in France?Booking hostel (in Europe) without credit card?North-American chipless credit card in FranceHow much cash to carry for a conference in the Netherlands?London cycle hire without chip-and-pinHow to draw cash when ATM does not accept card?Using US “chip & signature” Credit Cards abroad in “chip & PIN” countriesChip-enabled North American signature debit/ATM card — can it be set up for European/EMV chip and PIN?Italian credit card not accepted in the Netherlands?German credit card in the US
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My new credit card (Mastercard) has no magnetic stripe. It has a chip, Near Field Communication (NFC), and the 16-digit number along with validity date and CVV code. Will I encounter any limitations if I try to use it in the United States, for example to rent cars or hotel rooms? In 2019, do magnetic stripe payments still exist in the USA or has chip and PIN (or chip and sign) meanwhile become ubiquitous there as well? AFAIK the rest of the world uses chip and PIN (or no card payments at all), and if I remember correctly most payments I made in spring 2018 in the USA were with chip and PIN, but I'm not sure if magnetic stripe payments have disappeared like they did in Europe one or two decades ago.
This question differs from German credit card in the US because my card doesn't have a magnetic strip at all.
usa money payment-cards
asked 8 hours ago
gerritgerrit
29.9k10 gold badges100 silver badges229 bronze badges
add a comment |
My new credit card (Mastercard) has no magnetic stripe. It has a chip, Near Field Communication (NFC), and the 16-digit number along with validity date and CVV code. Will I encounter any limitations if I try to use it in the United States, for example to rent cars or hotel rooms? In 2019, do magnetic stripe payments still exist in the USA or has chip and PIN (or chip and sign) meanwhile become ubiquitous there as well? AFAIK the rest of the world uses chip and PIN (or no card payments at all), and if I remember correctly most payments I made in spring 2018 in the USA were with chip and PIN, but I'm not sure if magnetic stripe payments have disappeared like they did in Europe one or two decades ago.
This question differs from German credit card in the US because my card doesn't have a magnetic strip at all.
usa money payment-cards
asked 8 hours ago
gerritgerrit
29.9k10 gold badges100 silver badges229 bronze badges
You just need chip-and-whatever, not necessarily chip-and-pin specifically, right? I seem to recall that chip-and-signature is supposedly not uncommon in the US.
– Henning Makholm
8 hours ago
2
@HenningMakholm indeed, chip-and-PIN is almost unknown in the US.
– phoog
8 hours ago
@HenningMakholm Chip and sign works, I've even done that in Germany a couple of times.
– gerrit
4 hours ago
Are you sure the card does not have a magnetic stripe? I've seen some cards that have different colored stripes other than black now, so if your card, say, silver, and so is the stripe, you might just not be able to see it.
– PhilippNagel
4 hours ago
@PhilippNagel Quite sure. There's certainly nothing visible in any color. I've read in various places that credit cards are delivered without magnetic stripes by default, only a minority of "world traveller" credit cards still have one. Card issuers are liable for losses due to fraud and fraud is too easy with the magnetic strip, so they by default issue cards without. This has been the default in Germany for the past 5 years or so.
– gerrit
3 hours ago
add a comment |
My new credit card (Mastercard) has no magnetic stripe. It has a chip, Near Field Communication (NFC), and the 16-digit number along with validity date and CVV code. Will I encounter any limitations if I try to use it in the United States, for example to rent cars or hotel rooms? In 2019, do magnetic stripe payments still exist in the USA or has chip and PIN (or chip and sign) meanwhile become ubiquitous there as well? AFAIK the rest of the world uses chip and PIN (or no card payments at all), and if I remember correctly most payments I made in spring 2018 in the USA were with chip and PIN, but I'm not sure if magnetic stripe payments have disappeared like they did in Europe one or two decades ago.
This question differs from German credit card in the US because my card doesn't have a magnetic strip at all.
usa money payment-cards
asked 8 hours ago
gerritgerrit
29.9k10 gold badges100 silver badges229 bronze badges
My new credit card (Mastercard) has no magnetic stripe. It has a chip, Near Field Communication (NFC), and the 16-digit number along with validity date and CVV code. Will I encounter any limitations if I try to use it in the United States, for example to rent cars or hotel rooms? In 2019, do magnetic stripe payments still exist in the USA or has chip and PIN (or chip and sign) meanwhile become ubiquitous there as well? AFAIK the rest of the world uses chip and PIN (or no card payments at all), and if I remember correctly most payments I made in spring 2018 in the USA were with chip and PIN, but I'm not sure if magnetic stripe payments have disappeared like they did in Europe one or two decades ago.
This question differs from German credit card in the US because my card doesn't have a magnetic strip at all.
usa money payment-cards
usa money payment-cards
asked 8 hours ago
gerritgerrit
29.9k10 gold badges100 silver badges229 bronze badges
asked 8 hours ago
gerritgerrit
29.9k10 gold badges100 silver badges229 bronze badges
edited 4 hours ago
gerrit
asked 8 hours ago
gerritgerrit
29.9k10 gold badges100 silver badges229 bronze badges
asked 8 hours ago
gerritgerrit
29.9k10 gold badges100 silver badges229 bronze badges
asked 8 hours ago
gerritgerrit
29.9k10 gold badges100 silver badges229 bronze badges
29.9k10 gold badges100 silver badges229 bronze badges
You just need chip-and-whatever, not necessarily chip-and-pin specifically, right? I seem to recall that chip-and-signature is supposedly not uncommon in the US.
– Henning Makholm
8 hours ago
2
@HenningMakholm indeed, chip-and-PIN is almost unknown in the US.
– phoog
8 hours ago
@HenningMakholm Chip and sign works, I've even done that in Germany a couple of times.
– gerrit
4 hours ago
Are you sure the card does not have a magnetic stripe? I've seen some cards that have different colored stripes other than black now, so if your card, say, silver, and so is the stripe, you might just not be able to see it.
– PhilippNagel
4 hours ago
@PhilippNagel Quite sure. There's certainly nothing visible in any color. I've read in various places that credit cards are delivered without magnetic stripes by default, only a minority of "world traveller" credit cards still have one. Card issuers are liable for losses due to fraud and fraud is too easy with the magnetic strip, so they by default issue cards without. This has been the default in Germany for the past 5 years or so.
– gerrit
3 hours ago
add a comment |
You just need chip-and-whatever, not necessarily chip-and-pin specifically, right? I seem to recall that chip-and-signature is supposedly not uncommon in the US.
– Henning Makholm
8 hours ago
2
@HenningMakholm indeed, chip-and-PIN is almost unknown in the US.
– phoog
8 hours ago
@HenningMakholm Chip and sign works, I've even done that in Germany a couple of times.
– gerrit
4 hours ago
Are you sure the card does not have a magnetic stripe? I've seen some cards that have different colored stripes other than black now, so if your card, say, silver, and so is the stripe, you might just not be able to see it.
– PhilippNagel
4 hours ago
@PhilippNagel Quite sure. There's certainly nothing visible in any color. I've read in various places that credit cards are delivered without magnetic stripes by default, only a minority of "world traveller" credit cards still have one. Card issuers are liable for losses due to fraud and fraud is too easy with the magnetic strip, so they by default issue cards without. This has been the default in Germany for the past 5 years or so.
– gerrit
3 hours ago
You just need chip-and-whatever, not necessarily chip-and-pin specifically, right? I seem to recall that chip-and-signature is supposedly not uncommon in the US.
– Henning Makholm
8 hours ago
You just need chip-and-whatever, not necessarily chip-and-pin specifically, right? I seem to recall that chip-and-signature is supposedly not uncommon in the US.
– Henning Makholm
8 hours ago
2
2
@HenningMakholm indeed, chip-and-PIN is almost unknown in the US.
– phoog
8 hours ago
@HenningMakholm indeed, chip-and-PIN is almost unknown in the US.
– phoog
8 hours ago
@HenningMakholm Chip and sign works, I've even done that in Germany a couple of times.
– gerrit
4 hours ago
@HenningMakholm Chip and sign works, I've even done that in Germany a couple of times.
– gerrit
4 hours ago
Are you sure the card does not have a magnetic stripe? I've seen some cards that have different colored stripes other than black now, so if your card, say, silver, and so is the stripe, you might just not be able to see it.
– PhilippNagel
4 hours ago
Are you sure the card does not have a magnetic stripe? I've seen some cards that have different colored stripes other than black now, so if your card, say, silver, and so is the stripe, you might just not be able to see it.
– PhilippNagel
4 hours ago
@PhilippNagel Quite sure. There's certainly nothing visible in any color. I've read in various places that credit cards are delivered without magnetic stripes by default, only a minority of "world traveller" credit cards still have one. Card issuers are liable for losses due to fraud and fraud is too easy with the magnetic strip, so they by default issue cards without. This has been the default in Germany for the past 5 years or so.
– gerrit
3 hours ago
@PhilippNagel Quite sure. There's certainly nothing visible in any color. I've read in various places that credit cards are delivered without magnetic stripes by default, only a minority of "world traveller" credit cards still have one. Card issuers are liable for losses due to fraud and fraud is too easy with the magnetic strip, so they by default issue cards without. This has been the default in Germany for the past 5 years or so.
– gerrit
3 hours ago
add a comment |
1 Answer
1
active
oldest
votes
At this point in 2019, nearly every credit card terminal in the US is set up to read both chip and contactless. There are still some exceptions out there, (e.g. you can't use contactless at Walmart because they want to force people to use their own payment app) but while they're uncommon it's hard to predict where you'll run into one. Except for paying at the pump at gas stations, which seems to be the last place where chips aren't read, but these probably wouldn't have worked with your card even if it had a magnetic stripe. (But in that case you just pay inside.) You'll probably want to have some cash on hand and/or another card, just to be sure.
P.S. While you didn't ask, someone else who reads this will need to know: If you use a MC/Visa Debit card at a US payment terminal, and it asks you "Debit or Credit", always select Credit. "Debit" in the US is a completely different network that MC/Visa do not run on.
answered 8 hours ago
Michael HamptonMichael Hampton
43k3 gold badges95 silver badges184 bronze badges
3
According to this infographic from Visa, 75% of US storefronts accept chip cards. It's a sizeable majority, but I'm not sure it should be described as "nearly every terminal".
– Michael Seifert
6 hours ago
@MichaelSeifert I wonder how they calculated that number? It certainly doesn't agree with my day to day experience. I live in a town of 23,000 in New Hampshire and I can't even think of any place that might not have a chip terminal. Wherever those other 25% are, they don't seem to be around here. Aside from Taco Bell (which finally activated their chip terminals this spring) and the aforementioned pay at the pump gas pumps, I haven't seen another retailer not accept chip transactions in years.
– Michael Hampton
6 hours ago
Upon further examination: the fine print at the bottom says "[m]erchants that have completed an EMV transaction in the last 30 days are considered chip-activated." My guess is that the remaining 25% are things like seasonal businesses with no transactions in the last 30 days, and/or stores with small clienteles/personnel who are set in their ways. In all likelihood, far more than 75% of transactions take place at a storefront with chip card ability.
– Michael Seifert
6 hours ago
2
I run into quite a few stores in my area (town of around 75,000 people) that do have the chip terminals, but have signs taped over them indicating they are not activated. Tends to be mostly chain stores, I assume their IT processes for this conversion are just slow and cumbersome.
– PhilippNagel
4 hours ago
1
"but these probably wouldn't have worked with your card even if it had a magnetic stripe" -> not true for all cards, see travel.stackexchange.com/questions/11594/…
– JonathanReez♦
4 hours ago
|
show 4 more comments
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1 Answer
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1 Answer
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active
oldest
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oldest
votes
At this point in 2019, nearly every credit card terminal in the US is set up to read both chip and contactless. There are still some exceptions out there, (e.g. you can't use contactless at Walmart because they want to force people to use their own payment app) but while they're uncommon it's hard to predict where you'll run into one. Except for paying at the pump at gas stations, which seems to be the last place where chips aren't read, but these probably wouldn't have worked with your card even if it had a magnetic stripe. (But in that case you just pay inside.) You'll probably want to have some cash on hand and/or another card, just to be sure.
P.S. While you didn't ask, someone else who reads this will need to know: If you use a MC/Visa Debit card at a US payment terminal, and it asks you "Debit or Credit", always select Credit. "Debit" in the US is a completely different network that MC/Visa do not run on.
answered 8 hours ago
Michael HamptonMichael Hampton
43k3 gold badges95 silver badges184 bronze badges
3
According to this infographic from Visa, 75% of US storefronts accept chip cards. It's a sizeable majority, but I'm not sure it should be described as "nearly every terminal".
– Michael Seifert
6 hours ago
@MichaelSeifert I wonder how they calculated that number? It certainly doesn't agree with my day to day experience. I live in a town of 23,000 in New Hampshire and I can't even think of any place that might not have a chip terminal. Wherever those other 25% are, they don't seem to be around here. Aside from Taco Bell (which finally activated their chip terminals this spring) and the aforementioned pay at the pump gas pumps, I haven't seen another retailer not accept chip transactions in years.
– Michael Hampton
6 hours ago
Upon further examination: the fine print at the bottom says "[m]erchants that have completed an EMV transaction in the last 30 days are considered chip-activated." My guess is that the remaining 25% are things like seasonal businesses with no transactions in the last 30 days, and/or stores with small clienteles/personnel who are set in their ways. In all likelihood, far more than 75% of transactions take place at a storefront with chip card ability.
– Michael Seifert
6 hours ago
2
I run into quite a few stores in my area (town of around 75,000 people) that do have the chip terminals, but have signs taped over them indicating they are not activated. Tends to be mostly chain stores, I assume their IT processes for this conversion are just slow and cumbersome.
– PhilippNagel
4 hours ago
1
"but these probably wouldn't have worked with your card even if it had a magnetic stripe" -> not true for all cards, see travel.stackexchange.com/questions/11594/…
– JonathanReez♦
4 hours ago
|
show 4 more comments
At this point in 2019, nearly every credit card terminal in the US is set up to read both chip and contactless. There are still some exceptions out there, (e.g. you can't use contactless at Walmart because they want to force people to use their own payment app) but while they're uncommon it's hard to predict where you'll run into one. Except for paying at the pump at gas stations, which seems to be the last place where chips aren't read, but these probably wouldn't have worked with your card even if it had a magnetic stripe. (But in that case you just pay inside.) You'll probably want to have some cash on hand and/or another card, just to be sure.
P.S. While you didn't ask, someone else who reads this will need to know: If you use a MC/Visa Debit card at a US payment terminal, and it asks you "Debit or Credit", always select Credit. "Debit" in the US is a completely different network that MC/Visa do not run on.
answered 8 hours ago
Michael HamptonMichael Hampton
43k3 gold badges95 silver badges184 bronze badges
3
According to this infographic from Visa, 75% of US storefronts accept chip cards. It's a sizeable majority, but I'm not sure it should be described as "nearly every terminal".
– Michael Seifert
6 hours ago
@MichaelSeifert I wonder how they calculated that number? It certainly doesn't agree with my day to day experience. I live in a town of 23,000 in New Hampshire and I can't even think of any place that might not have a chip terminal. Wherever those other 25% are, they don't seem to be around here. Aside from Taco Bell (which finally activated their chip terminals this spring) and the aforementioned pay at the pump gas pumps, I haven't seen another retailer not accept chip transactions in years.
– Michael Hampton
6 hours ago
Upon further examination: the fine print at the bottom says "[m]erchants that have completed an EMV transaction in the last 30 days are considered chip-activated." My guess is that the remaining 25% are things like seasonal businesses with no transactions in the last 30 days, and/or stores with small clienteles/personnel who are set in their ways. In all likelihood, far more than 75% of transactions take place at a storefront with chip card ability.
– Michael Seifert
6 hours ago
2
I run into quite a few stores in my area (town of around 75,000 people) that do have the chip terminals, but have signs taped over them indicating they are not activated. Tends to be mostly chain stores, I assume their IT processes for this conversion are just slow and cumbersome.
– PhilippNagel
4 hours ago
1
"but these probably wouldn't have worked with your card even if it had a magnetic stripe" -> not true for all cards, see travel.stackexchange.com/questions/11594/…
– JonathanReez♦
4 hours ago
|
show 4 more comments
At this point in 2019, nearly every credit card terminal in the US is set up to read both chip and contactless. There are still some exceptions out there, (e.g. you can't use contactless at Walmart because they want to force people to use their own payment app) but while they're uncommon it's hard to predict where you'll run into one. Except for paying at the pump at gas stations, which seems to be the last place where chips aren't read, but these probably wouldn't have worked with your card even if it had a magnetic stripe. (But in that case you just pay inside.) You'll probably want to have some cash on hand and/or another card, just to be sure.
P.S. While you didn't ask, someone else who reads this will need to know: If you use a MC/Visa Debit card at a US payment terminal, and it asks you "Debit or Credit", always select Credit. "Debit" in the US is a completely different network that MC/Visa do not run on.
answered 8 hours ago
Michael HamptonMichael Hampton
43k3 gold badges95 silver badges184 bronze badges
At this point in 2019, nearly every credit card terminal in the US is set up to read both chip and contactless. There are still some exceptions out there, (e.g. you can't use contactless at Walmart because they want to force people to use their own payment app) but while they're uncommon it's hard to predict where you'll run into one. Except for paying at the pump at gas stations, which seems to be the last place where chips aren't read, but these probably wouldn't have worked with your card even if it had a magnetic stripe. (But in that case you just pay inside.) You'll probably want to have some cash on hand and/or another card, just to be sure.
P.S. While you didn't ask, someone else who reads this will need to know: If you use a MC/Visa Debit card at a US payment terminal, and it asks you "Debit or Credit", always select Credit. "Debit" in the US is a completely different network that MC/Visa do not run on.
answered 8 hours ago
Michael HamptonMichael Hampton
43k3 gold badges95 silver badges184 bronze badges
answered 8 hours ago
Michael HamptonMichael Hampton
43k3 gold badges95 silver badges184 bronze badges
answered 8 hours ago
Michael HamptonMichael Hampton
43k3 gold badges95 silver badges184 bronze badges
answered 8 hours ago
Michael HamptonMichael Hampton
43k3 gold badges95 silver badges184 bronze badges
43k3 gold badges95 silver badges184 bronze badges
3
According to this infographic from Visa, 75% of US storefronts accept chip cards. It's a sizeable majority, but I'm not sure it should be described as "nearly every terminal".
– Michael Seifert
6 hours ago
@MichaelSeifert I wonder how they calculated that number? It certainly doesn't agree with my day to day experience. I live in a town of 23,000 in New Hampshire and I can't even think of any place that might not have a chip terminal. Wherever those other 25% are, they don't seem to be around here. Aside from Taco Bell (which finally activated their chip terminals this spring) and the aforementioned pay at the pump gas pumps, I haven't seen another retailer not accept chip transactions in years.
– Michael Hampton
6 hours ago
Upon further examination: the fine print at the bottom says "[m]erchants that have completed an EMV transaction in the last 30 days are considered chip-activated." My guess is that the remaining 25% are things like seasonal businesses with no transactions in the last 30 days, and/or stores with small clienteles/personnel who are set in their ways. In all likelihood, far more than 75% of transactions take place at a storefront with chip card ability.
– Michael Seifert
6 hours ago
2
I run into quite a few stores in my area (town of around 75,000 people) that do have the chip terminals, but have signs taped over them indicating they are not activated. Tends to be mostly chain stores, I assume their IT processes for this conversion are just slow and cumbersome.
– PhilippNagel
4 hours ago
1
"but these probably wouldn't have worked with your card even if it had a magnetic stripe" -> not true for all cards, see travel.stackexchange.com/questions/11594/…
– JonathanReez♦
4 hours ago
|
show 4 more comments
3
According to this infographic from Visa, 75% of US storefronts accept chip cards. It's a sizeable majority, but I'm not sure it should be described as "nearly every terminal".
– Michael Seifert
6 hours ago
@MichaelSeifert I wonder how they calculated that number? It certainly doesn't agree with my day to day experience. I live in a town of 23,000 in New Hampshire and I can't even think of any place that might not have a chip terminal. Wherever those other 25% are, they don't seem to be around here. Aside from Taco Bell (which finally activated their chip terminals this spring) and the aforementioned pay at the pump gas pumps, I haven't seen another retailer not accept chip transactions in years.
– Michael Hampton
6 hours ago
Upon further examination: the fine print at the bottom says "[m]erchants that have completed an EMV transaction in the last 30 days are considered chip-activated." My guess is that the remaining 25% are things like seasonal businesses with no transactions in the last 30 days, and/or stores with small clienteles/personnel who are set in their ways. In all likelihood, far more than 75% of transactions take place at a storefront with chip card ability.
– Michael Seifert
6 hours ago
2
I run into quite a few stores in my area (town of around 75,000 people) that do have the chip terminals, but have signs taped over them indicating they are not activated. Tends to be mostly chain stores, I assume their IT processes for this conversion are just slow and cumbersome.
– PhilippNagel
4 hours ago
1
"but these probably wouldn't have worked with your card even if it had a magnetic stripe" -> not true for all cards, see travel.stackexchange.com/questions/11594/…
– JonathanReez♦
4 hours ago
3
3
According to this infographic from Visa, 75% of US storefronts accept chip cards. It's a sizeable majority, but I'm not sure it should be described as "nearly every terminal".
– Michael Seifert
6 hours ago
According to this infographic from Visa, 75% of US storefronts accept chip cards. It's a sizeable majority, but I'm not sure it should be described as "nearly every terminal".
– Michael Seifert
6 hours ago
@MichaelSeifert I wonder how they calculated that number? It certainly doesn't agree with my day to day experience. I live in a town of 23,000 in New Hampshire and I can't even think of any place that might not have a chip terminal. Wherever those other 25% are, they don't seem to be around here. Aside from Taco Bell (which finally activated their chip terminals this spring) and the aforementioned pay at the pump gas pumps, I haven't seen another retailer not accept chip transactions in years.
– Michael Hampton
6 hours ago
@MichaelSeifert I wonder how they calculated that number? It certainly doesn't agree with my day to day experience. I live in a town of 23,000 in New Hampshire and I can't even think of any place that might not have a chip terminal. Wherever those other 25% are, they don't seem to be around here. Aside from Taco Bell (which finally activated their chip terminals this spring) and the aforementioned pay at the pump gas pumps, I haven't seen another retailer not accept chip transactions in years.
– Michael Hampton
6 hours ago
Upon further examination: the fine print at the bottom says "[m]erchants that have completed an EMV transaction in the last 30 days are considered chip-activated." My guess is that the remaining 25% are things like seasonal businesses with no transactions in the last 30 days, and/or stores with small clienteles/personnel who are set in their ways. In all likelihood, far more than 75% of transactions take place at a storefront with chip card ability.
– Michael Seifert
6 hours ago
Upon further examination: the fine print at the bottom says "[m]erchants that have completed an EMV transaction in the last 30 days are considered chip-activated." My guess is that the remaining 25% are things like seasonal businesses with no transactions in the last 30 days, and/or stores with small clienteles/personnel who are set in their ways. In all likelihood, far more than 75% of transactions take place at a storefront with chip card ability.
– Michael Seifert
6 hours ago
2
2
I run into quite a few stores in my area (town of around 75,000 people) that do have the chip terminals, but have signs taped over them indicating they are not activated. Tends to be mostly chain stores, I assume their IT processes for this conversion are just slow and cumbersome.
– PhilippNagel
4 hours ago
I run into quite a few stores in my area (town of around 75,000 people) that do have the chip terminals, but have signs taped over them indicating they are not activated. Tends to be mostly chain stores, I assume their IT processes for this conversion are just slow and cumbersome.
– PhilippNagel
4 hours ago
1
1
"but these probably wouldn't have worked with your card even if it had a magnetic stripe" -> not true for all cards, see travel.stackexchange.com/questions/11594/…
– JonathanReez♦
4 hours ago
"but these probably wouldn't have worked with your card even if it had a magnetic stripe" -> not true for all cards, see travel.stackexchange.com/questions/11594/…
– JonathanReez♦
4 hours ago
|
show 4 more comments
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You just need chip-and-whatever, not necessarily chip-and-pin specifically, right? I seem to recall that chip-and-signature is supposedly not uncommon in the US.
– Henning Makholm
8 hours ago
2
@HenningMakholm indeed, chip-and-PIN is almost unknown in the US.
– phoog
8 hours ago
@HenningMakholm Chip and sign works, I've even done that in Germany a couple of times.
– gerrit
4 hours ago
Are you sure the card does not have a magnetic stripe? I've seen some cards that have different colored stripes other than black now, so if your card, say, silver, and so is the stripe, you might just not be able to see it.
– PhilippNagel
4 hours ago
@PhilippNagel Quite sure. There's certainly nothing visible in any color. I've read in various places that credit cards are delivered without magnetic stripes by default, only a minority of "world traveller" credit cards still have one. Card issuers are liable for losses due to fraud and fraud is too easy with the magnetic strip, so they by default issue cards without. This has been the default in Germany for the past 5 years or so.
– gerrit
3 hours ago